What hail does to a roof
Hail knocks granules loose and fractures the mat underneath. The roof may not leak for months — but the shingle's life has been cut short, and that's what your policy covers. Signs include granules collecting in gutters and dents on vents, gutters and downspouts.
How we document hail damage
- Test squares marked on each slope with strike counts
- Close-up photos of each strike with chalk markings
- Soft metal damage — ridge vents, box vents, gutters, flashing — photographed as collateral evidence
- Storm date matched to weather data for your address
Don't let the deadline pass
Many policies require you to report damage promptly and set a time limit from the date of the storm. If a hailstorm came through your area, get the roof inspected now — even if nothing is leaking. See recent Atlanta storms.
Frequently asked questions
Can I see hail damage from the ground?
Rarely. Dented gutters, vents or mailboxes are a good clue, but shingle damage almost always needs a close inspection on the roof.
Will filing a hail claim raise my rates?
Storm claims are generally treated as acts of nature rather than at-fault claims, but every carrier is different. Ask your agent if you're concerned.
Is the inspection really free?
Yes. No cost, no obligation.