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What Happened on July 1–3, 2026.
Over three days, repeated rounds of severe thunderstorms moved across metro Atlanta and north Georgia. On the afternoon of July 3, the National Weather Service issued a severe thunderstorm warning over the northwest metro calling for 60 mph wind gusts and quarter-size hail, warning residents to expect damage to roofs, siding, and trees. Severe thunderstorm warnings were issued across Cobb, Fulton, DeKalb, Gwinnett, Forsyth, Coweta, and Fayette counties.
Communities including Marietta, Kennesaw, Smyrna, Sandy Springs, Dunwoody, Alpharetta, Johns Creek, Norcross, Lawrenceville, and Peachtree City sat under the warned line, with the heaviest reports around the Acworth area of northwest Cobb — downed trees, dented gutters, and hail-struck roofs.
Quarter-size hail is right at the threshold where asphalt shingles start taking real damage: granule loss, bruising, and cracked shingles that will pass water within a year even if nothing is leaking today. Combined with 60 mph gusts that lift and crease shingles along ridges and edges, this storm produced exactly the kind of damage that gets missed from the driveway and found on the roof.
Your Claim Window Is Open — Here Is the Math.
Most standard homeowner insurance policies in Georgia require you to file a storm damage claim within 12 months of the date the damage occurred. For the July 1–3, 2026 storms, that standard window runs through July 2027.
That sounds like plenty of time. It is not. The longer you wait, the harder it becomes to prove the damage came from this storm and not from later wear — and insurance adjusters know it. The strongest claims are documented weeks after the storm, not months.
The good news: your insurance covers the roof. You are only responsible for your deductible. We handle everything else — documentation, the adjuster meeting, scope supplementation, and the full repair or replacement under your approved claim.
Hail Damage Is Often Invisible From the Ground.
Most homeowners assume that if they cannot see damage from the driveway, the storm missed them. That assumption costs Atlanta families thousands of dollars in unfiled claims every storm season.
Hail damage on asphalt shingles typically shows up as: shingle bruising (soft, sponge-like spots invisible from the ground), granule loss (visible only in gutters and downspout outlets), cracked shingles (will pass water within a year even if not currently leaking), and dented metal components (gutters, flashings, vent caps — the "marker" strikes adjusters look for first).
The only way to confirm hail damage is a professional inspection. We come out, walk every slope, photograph each strike, and give you a written report. No cost. No pressure. If your roof is fine, we will tell you.
What hail damage actually looks like — and what we deliver.
Real Mosaic job · Sept 2025 → Feb 2026. Lawson Herron · Roswell GA 30076 · documented Sept 13 2025, full replacement completed Feb 10 2026.
- Damage close-up. Each pink chalk circle is one hail strike that we mark and photograph for the insurance adjuster. From the ground these are invisible. From the roof they are claim evidence.
- Inspection in progress. Pipe boots, vent caps, and metal flashings are the "marker strikes" adjusters look for first. We document each one.
- Five months later. Same house. Full replacement under the approved insurance claim. Homeowner paid only the deductible — Mosaic handled documentation, adjuster meet, scope, and install end-to-end.
We Handle Everything — You Just Pay Your Deductible.
Our process is the same one that has earned us 130+ five-star reviews and a feature on CBS46 / Atlanta News First's Better Call Harry segment.
- Free Roof Inspection. We come out, walk the roof, chalk every hail strike, photograph each slope. No cost. No pressure.
- Damage Documentation + Adjuster Meeting. We meet your insurance carrier's adjuster on-site. Every damaged area gets captured in scope. Missing items get supplemented in writing.
- Claim Approval + Full Roof Replacement. Once approved, we complete the full repair or replacement under your policy. You pay your deductible. That is it.
As a GAF Certified Contractor, our documentation meets the highest manufacturer and insurance industry standards — giving your claim the strongest possible foundation.
Common questions — July 2026 storm claims.
How long do I have to file my storm damage insurance claim in Georgia?
Most homeowner insurance policies allow 12 months from the date of the storm — for the July 1–3, 2026 storms, that runs through July 2027. Some policies allow 24 months. Either way, claims documented soon after the storm are dramatically easier to prove. Check the "Duties After Loss" section of your policy, or we'll review it with you free.
How much does a hail damage inspection cost?
Nothing. Mosaic Roofing provides completely free hail damage inspections for residential and commercial properties across Metro Atlanta.
Will filing a storm damage claim raise my insurance rates?
Storm damage is typically classified as an "Act of God," which generally does not raise your rates. We recommend confirming with your specific insurance provider.
What will I have to pay out of pocket?
You are responsible for your deductible — that amount is set by your policy. Your insurance company covers the cost of the roof repair or replacement.
Can Mosaic Roofing work directly with my insurance company?
Yes. We handle all communication with your insurance adjuster, document every damaged area, and ensure nothing is missed from your claim scope.
What if my insurance company says I don't have enough damage?
This happens. We attend the adjuster meeting with you, present our documentation, and submit supplements when items are missed. We fight for your full claim value.